Funding That Moves Your Business Forward

Empowering Businesses, Accelerating Growth

Fortifi Capital provides tailored financing solutions designed to meet your unique business needs quickly and efficiently.
With expert guidance and a streamlined application process, we fuel your growth and help turn your ambitions into reality.

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Get Pre-Qualified in Minutes

Fast Funding Starts Here

Complete your quick application and access funds designed around your goals.

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Getting Funded Has Never Been Easier 

Fast, Simple, Transparent

Our streamlined process gets you the capital you need without the hassle. Apply in minutes, get approved quickly, and unlock your growth potential with ease.

  • Apply Online

    Fill out a quick, no-obligation application in just a few minutes.

    Learn more

  • Get an Offer Fast

    We review your information and provide a funding decision—usually within 24 hours.

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  • Access Your Funds

    Receive your funding quickly and start growing your business without delay.

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Flexible Funding Solutions Built for Your Business

Customized Financing Options to Power Your Growth

From working capital to equipment financing, we provide flexible options tailored specifically for your business objectives.

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Customized Financing Options to Power Your Growth

Flexible Funding Solutions Built for Your Business

From working capital to equipment financing, we provide flexible options tailored specifically for your business objectives.

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We’re Not Just Lenders — We’re Partners in Growth

Your Success Is Our Mission

We listen, understand, and support your business journey every step of the way.

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Proud to Power Businesses Across All Industries

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Have Confidence in Us

A Track Record You Can Trust

Fortifi Capital by the numbers — a testament to our commitment and results.

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    Businesses Served

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    Network of Lenders & Banks

Frequently Asked Questions

Everything you need to know about getting funding for your business—clear, simple, and upfront.

Get Your Loan

We work with businesses of all sizes and industries, from startups to established companies. If you need funding to grow, we’re here to help.

Most businesses receive funding within 24 to 48 hours of approval, depending on the loan type and required documentation.

No, submitting an application for pre-approval does not impact your credit score. A soft credit check is used during the initial review.

Typically, you’ll need basic information like business details, bank statements, and tax returns. We’ll guide you through exactly what’s needed after your application.

Yes! We focus on your business’s potential, not just your credit score. Many of our solutions are designed to support businesses with less-than-perfect credit.

Fortifi capital

Let’s success happen with financing that works for you

Let’s Grow Your Business Together

Ready to take the next step? We’re here to guide you through a fast and easy process that helps you achieve your goals.

Get Started TodaySee more
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Privacy Policy for Fortifi Capital LLC

At Fortifi Capital LLC and its related entities—including Fortifi Capital LLC Servicing, Inc., Invision Funding LLC, Fortifi Capital LLC Equipment Finance LLC, and Fortifi Capital LLC LLC (collectively referred to as “Fortifi Capital LLC,” “we,” “us,” or “our”)—we are committed to safeguarding your personal information. This Privacy Policy outlines how we collect, use, and protect your data when you visit our websites or use any services provided by or through Fortifi Capital LLC. We encourage you to review this policy to better understand how we handle your information.

By visiting or interacting with any Fortifi Capital LLC website (including subdomains) or accessing our services (collectively, the “Sites” and “Services”), you agree to the terms outlined in this Privacy Policy and our Terms of Use. You also confirm that you are at least 18 years old and legally able to enter into a binding agreement with Fortifi Capital LLC.

We may update these terms from time to time at our sole discretion. It is your responsibility to stay informed of any changes. Continued use of the Sites after updates have been posted indicates your acceptance of those changes. Provided you comply with these terms, Fortifi Capital LLC grants you a limited, personal, non-transferable right to access and use the Sites.

Our commitment to your privacy includes protecting any personal data you share with us directly, as well as information we may receive from authorized third-party sources. This includes information that identifies you personally, such as your name and email address.

This Privacy Policy is also designed with accessibility in mind. It follows Web Content Accessibility Guidelines and is compatible with screen readers and assistive technologies like JAWS, NVDA, and Orca. Visual elements are supported by descriptive text to ensure accessibility for users with disabilities.

If you have any questions about this policy or need help exercising your privacy rights, please contact us at data@fortificap.com. You can also reach us at:

Fortifi Capital LLC
 ATTN: Compliance Department
Garden City / White Plains, New York

Site Security

By using the Sites, you agree not to engage in any activities that could compromise the security or functionality of the platform. This includes, but is not limited to: (i) attempting to access information not intended for you; (ii) seeking to obtain personal data or identities of other users without authorization; (iii) testing or exploiting potential vulnerabilities in the Sites or the Fortifi Capital LLC network without permission; (iv) disrupting normal operations through tactics such as introducing viruses, overloading systems, spamming, or other malicious activity; or (v) sending unsolicited marketing messages or advertisements. Any attempt to breach security or misuse the Sites may result in legal consequences.

Fortifi Capital LLC implements robust security protocols to protect your data, including administrative, technical, and physical safeguards. These measures include firewalls, encryption, secure data center access, and strict user access controls to prevent unauthorized use, disclosure, or loss of your personal information.

Information You Provide to Us

To deliver our Services, we collect both business-related and personal financial information from you. Most of this data is gathered during your initial application and enrollment. We may also collect additional details as you continue using the Sites or when communicating with you via phone, email, or other channels. In some cases, we may request further information from third-party sources, with your consent.

Certain personal information is necessary to fulfill legal requirements, confirm your identity, evaluate your eligibility for financing, prevent fraud, and process your transactions. This may include:

  • Basic identifying details such as your name, account name, address, email, phone number, and date of birth.
  • Business-specific information like your company name, address, email, website, phone number, entity type, industry, ownership structure, and incorporation date.
  • Full or partial Social Security numbers and/or business tax identification numbers.
  • Annual revenue figures and sources of income.
  • Financial records such as bank statements, credit card activity, average balances, and credit scores.

You may also provide information about a co-applicant when applying jointly. By doing so, you confirm that you have permission to share their details and that the information is accurate and complete to the best of your knowledge.

How We Use Your Information

We use the information we collect to operate our business, deliver services, and enhance your experience. This may include:

  1. Reviewing and processing your application to determine eligibility for financial products
  2. Managing account servicing and collections activities
  3. Verifying your identity and keeping your information accurate and up to date
  4. Providing customer support and resolving issues
  5. Customizing and improving your user experience
  6. Displaying personalized offers and product ads on third-party websites
  7. Tracking performance and optimizing the functionality of our Sites
  8. Protecting the security and integrity of our systems
  9. Generating analytics to better understand customer needs and improve our services

How Fortifi Capital LLC Shares Your Information

We only share your personal information in ways outlined in this Privacy Policy and in compliance with applicable laws. Some types of sharing can be restricted by you, while others are permitted by law.

Fortifi Capital LLC may share your information with both affiliated and nonaffiliated third parties in the following situations:

Co-Applicants / Co-Borrowers
 If you apply jointly, we may share your information with your co-applicant or co-borrower as needed to evaluate and process your application and deliver our Services.

Third-Party Service Providers
 We work with service providers who help us operate our business and deliver our Services. This includes support for functions like customer service, email communications, identity verification, marketing, fraud prevention, credit checks, collections, and payment processing. Information may also be shared among Fortifi Capital LLC affiliates for these purposes when necessary.

Other Financing Partners
 When you request commercial financing, we may share your information with outside funding sources—such as banks, lenders, factoring companies, and equipment finance firms—to help fulfill your request.

Credit Bureaus
 We may report your information to credit bureaus to comply with our legal and regulatory obligations.

With Your Consent
 We may share your information with third parties when you give us explicit permission to do so.

Legal, Regulatory, and Transactional Disclosures
 We may disclose your information when required by law, in response to a government request, as part of a legal process, or to comply with regulations. Information may also be shared during audits or in the event of a merger, acquisition, or sale of Fortifi Capital LLC or its assets.

Blogs and Public Forums

Our Sites may include blogs or community forums that are open to the public. Please be aware that any information you share in these spaces can be seen, collected, and used by others. If you would like your personal information removed from a blog post, forum thread, or social media comment, please email us at data@fortificap.com. If we’re unable to remove your information, we’ll let you know why.

Testimonials

We may display customer testimonials on our Sites, sometimes including a name or other identifying detail. Testimonials are only posted with your consent. If you’d like to update or remove your testimonial, please reach out to us at data@fortificap.com.

Your Privacy Choices

You have the option to opt out of marketing communications at any time. To stop receiving marketing emails, simply follow the unsubscribe link provided in those messages. You may also ask us not to call you for promotional purposes by emailing us at data@fortificap.com. We’ll respond within a reasonable timeframe.

If you’ve downloaded one of our mobile apps and no longer wish to receive marketing notifications, you can adjust your preferences in your device’s settings. Note that opting out of marketing communications won’t affect important service-related emails.

Notice at Collection for California Residents

As of January 1, 2023, the California Privacy Rights Act (CPRA) gives residents of California specific rights related to their personal information. This includes rights to access, delete, or opt out of the sale of your data. Please note that these rights only apply to California residents and do not extend to users in other regions.

Under the CPRA, “personal information” excludes publicly available data, de-identified data, and aggregated information.

Information We Collect (California Residents)

Over the past 12 months, Fortifi Capital LLC has collected the following categories of personal information from California residents using our Sites or Services:

  • Identifiers (such as name, mailing address, IP address, email, phone number, or Social Security number)
  • Information defined under California Customer Records law (including job title, financial account details, etc.)
  • Commercial data (such as purchases or service history)
  • Sensory information (e.g., audio from recorded calls, if applicable)
  • Internet or network activity (such as device data, location, browser type, or interaction data)
  • Employment-related information (such as your role or income)

This data is collected from a combination of user-provided input, automated interactions with the Sites, and authorized third-party sources.

Categories of Personal Information We Collect

Below are the types of personal information Fortifi Capital LLC may collect from California residents, as required under the California Privacy Rights Act (CPRA):

  • Identifiers
    Includes: first and last name, mailing address, IP address, email, Social Security number, driver’s license number, and other similar identifiers.
  • Information under the California Customer Records Statute
    Includes: name, Social Security number, address, primary phone number, job title, bank account details, and other financial data.
  • Commercial or Transactional Data
     Includes: records of products or services purchased, considered, or otherwise interacted with.
  • Sensory Information
    Includes: audio recordings or similar data, such as phone call recordings (where applicable).
  • Internet or Electronic Activity
    Includes: device information, IP address, geographic location, operating system, browser type, referral source, visit duration, page views, clicks, and mobile device identifiers (IDFA or AAID).
  • Employment-Related Information
    Includes: job title and income.

Sources of Personal Information

We collect personal information from three main sources:

  1. Directly from you,
  2. Automatically through your use of our Services, and
  3. From third parties you authorize us to access.

This information is used for the business purposes already outlined in this Privacy Policy.

How Fortifi Capital LLC Shares Personal Information

We may share your personal data with trusted service providers who help us deliver and manage our Services. These partners are only permitted to use your information to perform their work for us.

In addition, your information may be shared under the following circumstances:

  • To comply with legal obligations
  • As part of a business audit or in connection with the sale of Fortifi Capital LLC
  • With your consent

We do not sell your personal information, and we do not share it beyond the uses described here.

Your Rights Under the California Privacy Rights Act (CPRA)

California residents have specific rights regarding their personal information under the CPRA:

Right to Know / Right to Access

You have the right to request details about the personal information we’ve collected, used, or disclosed in the past 12 months. This includes:

  1. The categories and specific pieces of personal data we collected
  2. The sources of that data
  3. The purpose for collecting or sharing the information
  4. The categories of third parties with whom the data was shared
  5. The types of personal data shared with each third party

Right to Delete

You can request that we delete personal data we’ve collected from you, unless a legal or operational reason prevents us from doing so.

Right to Opt-Out of Sale or Sharing

We do not sell or share your personal information in the commercial sense. Therefore, no action is required to opt out.

Right to Non-Discrimination

Exercising your privacy rights will never result in discrimination. We won’t:

  • Deny you services
  • Charge different prices
  • Provide different service levels
  • Suggest that you’ll receive worse service if you exercise your rights

We may offer CPRA-compliant financial incentives (e.g., gift cards, credits), but you’ll always receive full terms upfront, and participation will always require your opt-in consent, which you can revoke at any time.

How to Exercise Your CPRA Rights

You or an authorized representative may submit a verifiable request to:

  • Submit a request through our support email data@fortificap.com

Each request must:

  • Provide enough detail to allow us to verify your identity (or that of your authorized representative)
  • Clearly describe your request so we can process it accurately

You may make two such requests per 12-month period. We aim to respond within 45 days. If more time is needed, we’ll notify you with an explanation and new timeline.

If we can’t verify your identity, we won’t disclose or delete your data for security reasons.

Authorized Representatives

You may authorize someone to make a request on your behalf by submitting written instructions naming that person as your representative. If someone is submitting a request for you, they can:

  • Submit a request through our support email data@fortificap.com

Additional verification steps may apply.

Policy Updates

By using our Sites and Services, you agree to the terms of this Privacy Policy. We may update this policy from time to time and will post the latest version on our Sites with the date of the update. If we make any significant changes, we’ll notify you more prominently, including by email when applicable.

We encourage you to check this page regularly to stay informed about how we protect your privacy.